| OUR PRIVACY
PLEDGE TO YOU As our customer you
provide us with important information about yourself. We believe
it is our responsibility to safeguard your personal and financial
information. While some financial institutions share account owner
information with other businesses, we are committed to keeping it
confidential.
We have developed the following privacy policy to ensure you the
confidentiality you deserve. You have our promise that we will adhere
to these guidelines. It is our pledge to you.
Notice of
Your Financial Privacy Rights
We, our, and us, when used in this notice, mean First State Bank.
This is our privacy notice for our customers. When we use the words
“you” and “your” we mean the following types of customers:
- Our consumer customers who have a continuing relationship
by purchasing or holding financial products or services such
as a(n):
- Deposit account
- Loan account
- Safe deposit box
- Former Customers
We will tell you the sources of the information
we collect about you. We will tell you what measures we take to
secure that information.
We first define some terms.
Nonpublic personal information means information about you
that we collect in connection with providing a financial product
or service to you. Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records. Hereafter, we will use the term
“information” to mean nonpublic personal information as defined
in this section.
An affiliate is a company we own or control, a company that
owns or controls us, or a company that is owned or controlled by
the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning
enough to have control.
A non-affiliated third party is a person we do not employ or a company
that is not an affiliate of ours. This is also known as a nonaffiliated
third party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the
following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about
you to anyone, except as permitted by law. Examples of this might
include disclosures necessary to service your account or prevent
unauthorized transactions.
THE CONFIDENTIALITY,
SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who
need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards
to protect this information.
INFORMATION ABOUT
FORMER CUSTOMERS
We have the same policy about disclosing information about former
customers as we do about current customers.
TEXAS NOTICE
First State Bank is chartered under the laws of the State of Texas
and by state law is subject to regulatory oversight by the Texas
Department of Banking. Any consumer wishing to file a complaint
against First State Bank should contact the Texas Department of
Banking.
First State Bank also engages in the business of selling checks
as an agent for a company licensed under the laws of the State of
Texas and subject to regulatory oversight by the Texas Department
of Banking. Any consumer wishing to file a complaint concerning
sale of checks activities should contact the Texas Department of
Banking.
Consumers may file complaints with the Texas Department of Banking
by contacting the Department through one of the means indicated
below:
AVISO DE QUEJA DEL CONSUMIDOR
First State Bank esta registrado con los derechos del Estado de
Texas y con
la ley del estado esta sujeto al Texas Department of Banking. Si
un depositante
quiere ser una queja contra First State Bank debe de avisar el
Texas Department of Banking.
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